So Overjoyed CS, LLC
So Overjoyed CS, LLC

Sign Up Now Pay Later

We now offer sign up now and pay later! This gives you the opportunity to test out our company services and to get the ball rolling in restoring your consumer credit report. You contact our friendly staff or request a call for a consultation.


Once we obtain your consumer credit report we then set forth a plan and write it out step by step. We dispute all and any derogatory/negative accounts reporting on your consumer credit report on your behalf by contacting the three major credit reporting agencies and the creditors or collections agencies that is reporting such information. 


We will get you sat up with our comapny client portal. This client portal will allow you to review updates and to stay connected on what all duties we are completing on your behalf. You can educate yourself as well in your client portal! It shows you as a consumer how you can build and manage your own personal credit report. We feel what is the point to in restoring your consumer credit report and not educating the client on how they can mantain their good credit. 


All of these tasks are completed for you, with you not paying anything at sign up! Your first payment isn't due until 15 days from sign up the only thing we require you to pay for is the credit report and get this you pick your own due date! Yes you heard it right, you dont pay any fees to us until 15 days from your initial sign up with addressing your negative/derogatory accounts and setting you up with your client portal. This allows the client to be at ease knowing that So Overjoyed CS., LLC is starting services and keeping our word to the valued customer. 


If your ready to get the process started with getting those negative accounts addressed click the button down below. We will need to get some information from you to get services started. 




Individuals- $30.00 down and monthly payments of $85.00


Spouses- $50.00 down and monthly installments of $160.00


We offer either a six month client agreement or an one year client agreement depending on the state of the consumer credit report! 





Contact our friendly staff to sign up now and pay later!

To schedule an appointment or to find out more information about the services that we offer, please call us at 866-807-5700 or send us an email

News and Events

New Software at So Overjoyed CS LLC 

We are excited to introduce our new software for even better results on your personal credit report. Also, check out our new blog!!!

Get Social with Us!

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