So Overjoyed CS, LLC
So Overjoyed CS, LLC

Sign Up Today!

We now offer smaller installments plan! This gives you the opportunity to test out our company services and to get the ball rolling in restoring your consumer credit report with low affordable monthly payments. Contact our friendly staff or request a call for a consultation.


Once we obtain your consumer credit report we then set forth a plan and write it out step by step. We dispute all and any derogatory/negative accounts reporting on your consumer credit report on your behalf by contacting the three major credit reporting agencies and the creditors or collections agencies that is reporting such information. 


We will get you sat up with our comapny client portal. This client portal will allow you to review updates and to stay connected on what all duties we are completing on your behalf. You can educate yourself as well in your client portal! It shows you as a consumer how you can build and manage your own personal credit report. We feel what is the point to in restoring your consumer credit report and not educating the client on how they can mantain their good credit. 


All of these tasks are started for you for a small service fee of only $75.00! Your first payment is due the time you schedule your phone consultation. Yes you heard it right, we will get all of those services started for you for a service fee of $75.00 with addressing your negative/derogatory accounts and setting you up with your client portal. 


If your ready to get the process started with getting those negative accounts addressed click the button down below. We will need to get some information from you to get services started. 




Individuals- $75.00 down (service fee) and monthly payments of $85.00


Spouses- $120 down (service fee) and monthly installments of $160.00


We offer either a six month client agreement or an twelve month client agreement depending on the state of the consumer credit report! 





Contact our friendly staff to sign up now and pay later!

To schedule an appointment or to find out more information about the services that we offer, please call us at 866-807-5700 or send us an email

News and Events

New Software at So Overjoyed CS LLC 

We are excited to introduce our new software for even better results on your personal credit report. Also, check out our new blog!!!

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